Electronic Publishing Marketing And Business Issues Essay

Electronic Publishing Marketing And Business Issues - Essay Example This essay stresses that for many years, academic libraries have seen an unprecedented increase in cost of journal subscriptions particularly in the science, technology, and medica publishing arena. Scholarly publishers and academic libraries are included in what is referred to as the â€Å"serial crisis†. The technological development added a new dimension to the crisis by providing both new solution and challenges. This report makes a conclusion that the marketplace for scholarly publishing has developed in a way that challenge libraries’ and publisher’s ability to acquire the works needed by their users. Rapidly rising journal subscription prices have made it difficult to purchase the publications necessary for research and education. Publishers of all types are exploring a range of new subscription models such as free online scholarly publishing, e-journals, hybrid paper-electronic journals, author posting to their own web sites, and self-archiving to institutional in response to the opportunities and challenges that have appeared. No one model has proven advantageous over the others. The future of scholarly publishers is hard to predict. Economic pressures and information technology progress lead to new look at the future for scholarly publishers. Developing effective, sustainable, quality and economically viable models is the key for successful future to scholarly publishers. It might be difficult to predict the future of electronic publishing, but it is possible to improve it.

Financial Institutions Lending Essay Example | Topics and Well Written Essays - 1000 words

Financial Institutions Lending - Essay Example It is calculated by dividing total debts by total assets. A debt ratio of greater than1 indicates that a company has more debt than assets -a debt ratio of less than 1 indicates thata company has more assets than debt. Used in conjunction with other measures of financial health, the debt ratio can help investors determine a company's level of risk. A lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage.Typically,assessments with high LTV ratios are generally seen as higher risk and, therefore, if themortgage is accepted,the loanwill generally cost the borrower more to borrow or he or she will need to purchase mortgage insurance. A debt service measure that financial lenders use asa rule of thumbtogivea preliminaryassessment about whether a potentialborrower is already in too muchdebt.Receiving aratio ofless than30%means that the potential borrowerhas an acceptable level of debt. A general termdescribinga financialratio that compares some form of owner's equity (or capital) to borrowed funds. Gearing is a measure of financial leverage, demonstrating the degree to which a firm's activities are funded by owner's funds versus creditor's funds. The higher a company'sdegree of leverage, the more thecompany is considered risky. As for most ratios, an acceptable levelis determined by its comparisonto ratios ofcompanies in the same industry.The best known examples of gearing ratios include the debt-to-equity ratio (total debt / total equity), times interest earned (EBIT / total interest), equity ratio (equity / assets), and debt ratio (total debt / total assets). 5. Solvency Ratio One of many ratios used tomeasure a company's ability to meet long-term obligations. The solvency ratio measuresthe size ofa company's after-tax income, excluding non-cash depreciation expenses, as compared to the firm's total debt obligations. It provides a measurement of how likely a company will be to continue meeting its debt obligations. Thus, credit quality can best be evaluated by analyzing the probability of a company running out of both cash and profits at any given moment. To evaluate the possibility of a company running out of cash, lenders generally look at a cash budget for the firm. They evaluate various scenarios and try to determine how likely the ending cash balance will be negative, implying a need for outside funds that may not be forthcoming if the company is not profitable. The extent of the credit losses that then arise if a firm does run out of cash is a function of the collateral or seniority status of each debt, as well as the value of the total assets of the company in bankruptcy. Essentially, credit analysis can be simply conducted by comparing the company's average Times Interest Earned (TIE) ratio over the past few years to that of the cross-sectional average TIE of groups of firms with the same public credit rating, such as the same Moody's or S&P letter rating for which public data are available. Then set the company's starting credit rating equal to that which most closely matches the TIE of the firms with a given letter credit rating. Next, the trend in

Empowerment on Girl Child Essay Example for Free

Empowerment on Girl Child Essay With sacrificing family resources to educate a girl child and a potential future leader still a big societal challenge, any effort to see the education of a girl is a huge boon. So when millions of dollars are poured into the effort, the impact cannot be overemphasised. The Campaign for Female Education (Camfed), introduced some few years back, has seen remarkable change of fortunes to many a rural folk. Now, a US$19 million bursary programme has been launched to benefit 24 000 girls from disadvantaged families in rural Guruve, Mashonaland Central. The launch was conducted at colourful ceremony at Chifamba Secondary School in the area recently. With testimonies of previous beneficiaries of the programme giving the clear picture of changed lives, more girls are set to change for the better. Already, lives have changed and tales are being told. More are coming, definitely. Twenty-five-year-old Bridget Moyo was born in the dusty village of Wedza in a polygamous family. Her mother sired six children and the other children under the genealogy of her father are incalculable. She needs to sit down and count them from her father’s first wife until the last. Being a girl on a polygamous family, she was not spared from challenges women as a whole face. From birth she was automatically rendered a future beggar. Her education was considered optional and it was the first thing to be sacrificed in a crisis. Her brothers, uncles and male cousins’ needs had to come first for the family. The family’s future was seen to be in their hands and blood, so it was to them that the family’s resources should be spent primarily. As if that was not enough, the family was so much immersed in poverty. School fees and levies were a luxury they could only dream of and there wasn’t enough for the family to eat. â€Å"I lost count of how many other people’s fields we worked in to make ends meet with my mother. It was not unusual for people to approach my mother and offer me a job as their housemaid,† Bridget said. She said it was very tragic in that some people had the audacity to exchange her labour services with a bucket of maize a month. â€Å"I am a proud member of the Johane Marange Apostolic Sect and my growing up in the church came with benefits and challenges. â€Å"I feel at home hen at church where I am accepted with expectations like other girls who have to get married at a tender age. † â€Å"In my teenage years, I was only supposed to dream about the kind of husband I was going to marry. Even if it meant dropping out of school, I did not drop out until I attained my university degree,† Bridget went on to narrate her ordeal. The turning point in Bridget’s life came after she got a bursary before attending secondary education. â€Å"In primary school I vividly remember being nominated a prefect before the school authorities reversed the decision because I did not have a school uniform. I never had a worry about the strategy to use to sneak back into classroom after being sent home on numerous occasions to collect the fees . Currently I am a holder of Bachelor of Science Honours Degree in Business Management and Entrepreneurship,† she said. This is not the only sad tale about girls who rise from invisibility to visibility after attaining education. Another is Talent Tokoda, who grew up as an orphan and single child. Talent was born and bred in Chivhu, where her mother took care of all the family needs. â€Å"It was a nightmare getting shoes or having a proper uniform. I struggled through primary school to completion but fortunately I passed with five units which are a sharp contrast to the struggles I went through. † â€Å"Time to enrol for secondary education came and my hope was like a dim light at the far end of a tunnel which could turn off anytime. A week before I was supposed to go to secondary school, I neither had school fees nor secured a place at any school. † â€Å"I could spend the whole day in the garden with my mother. I got the surprise of my life when I was told that my fees were going to be paid for until I complete Advanced Level,† Talent said in front of the dumbfounded crowd. She passed Advanced Level and was enrolled at the University of Zimbabwe where she is doing her final year studying for a Bachelor in Medicine and Surgery. â€Å"I am proud that I proved to doomsayers that I can achieve any goal men can achieve. In August next year I will be a qualified medical doctor,† Talent said in front of the cheering crowd. This mirrors how the personality can be moulded to greatness. Guruve District’s pass rate is pegged at 25 percent with the national pass rate sitting at 21 percent. Assisting the girl child with resources will help improve the pass rate at rural schools. For example, at Chifamba Secondary School the pass rate for girls is pegged at 10 percent. Research revealed that in Sub-Saharan Africa, 24 million girls cannot afford to go to school and as a result a girl may marry as young as 13. Camfed executive director for Zimbabwe and Malawi, Ms Angeline Murimirwa said it is vital to improve educational access, progression and completion for marginalised secondary school girls. â€Å"The coverage of bursaries will span for four years in 28 rural districts including resettlement areas. The other money will provide a package of support to schools, training of school development committees and support for parents to enable children currently out of school to enrol,† she said. Ms Murimirwa said it is imperative to enhance participation of women in national activities from district level. â€Å"Most secondary school girls drop out of school opting to get married or as a result of lacking financial support. â€Å"Organisations need to cherish marginalised communities and the idea that women constitute a greater percentage to the national population,† she said.

Theme of Carl Sagans The Demon-Haunted World :: Sagan Demon-Haunted World Essays

Theme of The Demon-Haunted World Books that promote pseudoscience are often popular and profitable. Much less marketable are those books which promote skepticism (Nickell 106). The underlying theme in the first part of Carl Sagan's book The Demon-Haunted World: Science as a Candle in the Dark is that there can be overwhelming harmful effects if science is not used as a way to observe that which is not completely understood. This means that people should study everything objectively and let popular beliefs interfere when drawing their conclusions. In the last part of the book Sagan emphasizes that education is a tool which is much too rarely utilized (Sagan 351). Even without stating it directly, Sagan's first theme stands out quite well. It doesn't lurk behind sentences, only occasionally poking its head out, it parades in front the paragraphs saying "look at me!" This is because Sagan's writing is so vivid and potent. He needs only to add a few comments and his examples explain themselves. One the most obvious places this works is when Sagan writes about medicine and its relationship to science. He describes how medicine was making huge advances until the middle ages when a lack of interest in science caused all progression to stop. There was a century where "no advances were made in any field" (Sagan 17). Disease ran rampant. Sagan then writes about how medicine today has all but eliminated many once fatal diseases. Here Sagan doesn't have to states his theme, the message is clear; where would we be without the medical advances brought about by science? When people stopped using science as a tool to look at the world th ere was chaos. In the beginning of the chapter entitled "The Path to Freedom," Sagan chronicles the rise of a young African-American named Frederick Bailey from an illiterate slave in Baltimore to becoming one of the greatest orators of his time. He changed his name to that of a character in Walter Scott's The Lady of the Lake, becoming who we know as Frederick Douglas (Sagan 353). This and the chapters after it do wonders to show just how much of a benefit one can get from an education. Sagan really has strong feelings about the power of knowledge. This probably has to do with the fact that he came from a lower middle class family and by working hard has become one of the most respected scientists in the country (Sagan preface).

Personal Statement: Who Am I?

Olivia in the dictionary, and you might find; noun, a female given name. From the Latin word olive. But this name doesn't define me. I could also tell you all the things I do; school, yearbook, HOSE President & Treasurer, but those don't define me either. I ask myself simple questions to find out who I really Am I the leader of a crowd, or a background follower? Do I direct groups or do I get directed? Am I the thinker or do I let others think for me? Am I part of the in- rood, or am I an outsider looking in?Who truly am l? To find the answer I look deep inside myself and discovered the truth. I am a uniquely defined Individual. I don't go to parties every weekend nor do I consider myself as weak minded. I am simply neutral in the world. I have friends of both sides of the spectrum and I feel free to talk to whomever I want regardless of what others around me think. I am bossy, and I personally hate people telling me what to do, I am a natural fighter. I fight for what I think Is rig ht, some may call me obelisks, but I keep the respect between adults and myself.The activities I listed above Just show that I am a hardworking-dedicated individual who doesn't quit at the first sign of trouble. I don't let the teacher who constantly looses my homework get me down; I Just work extra hard and redo all the work required of me. I am simply Olivia, and no one can take that away. People may tear me down emotionally but mentally I am stronger than anyone can Imagine. I am the girl defined by no one but her own standards, standards that continue to grow thicker every day.

The Vampire Is An Embodiment Of Society s Deepest Fears

The vampire is an embodiment of society s deepest fears. Throughout literary history, the vampire has always been characterised as a vile figure of pure evil. However the depiction of the vampire is affected by the social, historical and political context of the time. As context shifts, so does the collective fear of society, with the portrayal of the vampire following suit. Dracula, I Am Legend and Twilight, three extremely popular books of vampire fiction created during vastly different periods in history, are representative of this shift. In Dracula, the titular character is depicted as an anti-christ figure by the author, Bram Stoker, who attempts to warn people about the dangers of straying from traditional Christian ideals. I Am Legend, a nineteen-fifties post-apocalyptic novel, emphasises the dangers of a world ravaged by environmental destruction. The wasteland, that was once earth, becomes populated by animalistic, brutal vampires that have been created as a result of an env ironmental plague. Finally, Twilight is a teen-angst novel written by Stephenie Meyer in 2005 and adapted into a movie of the same name in 2008. In a day and age where more people have begun to adopt humanitarian views, society has put a strong emphasis on rehabilitation and redemption. Contrary to this ideology, Edward Cullen, the main vampire, has a deeply ingrained fear that he is beyond saving thus reflecting society s fears that one can inherently be beyond redemption. Dracula embodies

Social Integration, Religion And Media Influences Essay

In the 2011 census, 356,000 Muslims lived in the North-West accounting for only 5.1% of the population (ONS, 2011). There are an increasing number of female women converting to Islam with as many as 30,000 converting in recent years (Harris, 2010). The research focuses on views of veiling in regards to social integration, religion and media influences. There are a number of negative labels attached to Islam throughout the world (Shirazi, 2010) and this negativity has resulted in religious discrimination against vast numbers of the Muslim population based on their religious identity (Ameli, 2006). This will be investigated through: â€Å"An exploration of attitudes of a sample of non-Muslim men and women in the North West, towards Muslim women wearing hijab and/or niqab.† The controversy of the veil is a relevant and an ongoing worldwide debate steming from incidents such as the Oldham race riots in 2001, to the burkini row in France (2016) as well as the Bulgarian government passing legislation to ban the veil (BBC, 2016). We live in an increasingly multicultural society it is important that we try and find out why certain prejudices occur from different sets of people. Mason (as cited in Roberts and Coppins, 2008) likens research to a puzzle and my research fits with both the causal and comparative style. â€Å"Causal puzzles ask what influence x has on y or what causes x or y?...Comparative puzzles ask what can be learnt from comparing x and y?† (Roberts and Coppins, 2008, 88).Show MoreRelatedSociology as a Perspective 1332 Words   |  6 Pageslink between social structures, forces and agents. It enables people to understand that all social structures influence each other; therefore no social structure is independent and remains uninfluenced by the condition of other social institutes. For example the economic state of South Africa is affected by political decisions made by the government and members of the parliament. These decisions involve strategies enforced on decreasing the levels of poverty through the use of social grants and decreasingRead MoreTransnationalism: The Study of Population Moves1737 Words   |  7 Pageswell as the images that are transmitted by means of modern telecommunications have shortened the social distance between sending and receiving countries. An immigrants ability to adapt to a different nation has become an easier task than it was before. Customs, practices, religions, political standings and cultures have blended in many nations to create an almost global civilization where media and communication through the internet are connecting people from across the world. Societies areRead MoreCultural Globalization and Westernization698 Words   |  3 Pagesinternational integration arising from the interchange of worldviews, products, ideas, and other aspects of culture. Cultural globalization is dealt with in our everyday lives. It deals with different ideas, meanings, and values throughout the world, globally. International travel, television, music, the Internet and many different popular cultures influence it. Globalization has been questioned whether or not it actually leans towards the Western culture, or if it occurs due to western influences. AccordingRead MoreMedia and Mass Communications Development on a Healthy Mat ure Culture1200 Words   |  5 PagesMedia and Mass Communications development on a Healthy Mature Culture This argumentative essay is specially made to discuss the possibility for media and mass communication to nurture the development of a healthy, mature culture. Overall, the process of media and mass communication media development has already caused changes in the public sphere. The digitalization of media dramatically increases the chances of the people to get an access to the information, which is transferredRead MoreHow Does Globalization Affect Cultural Traditions in the Arabic Communities?923 Words   |  4 PagesThe modern phenomena of globalization is having effects on Arab cultural traditions in Arab communities in many ways, like in language, education, media and customs. Globalization is making the world becoming a global village and the result is Arab communities cultural traditions are changing and are threaten to be lost . Globalization is not easy to define, but we can say it is process of integrating the worlds economies, trade, business and communications together. The problem is the cultureRead MoreGlobalization And The Threat Of Cultural Imperialism1133 Words   |  5 Pagesscenario’ of global cultural development † (891). While an integration of mass media may seem both attractive and perfectly sensible in creating a global market, Tomlinson believes that there is still a lack of critical concepts that qualify the idea of homogenization. It is undeniable that wherever there is modernization, westernization will follow. As local cultures are absorbed by more dominant outside cultures, the sharing of mass media properties reinforces homogenization. Thus, facilitating globalization;Read MoreReligion Is A Social Control Tool1394 Words   |  6 Pages Aram Mardiros Religion is a Social Control Tool Throughout history, religion has proved to be the main source of social stability in different communities and cultural groups. Everything that is part of a societal system, including law, is influenced by religious beliefs and practices of that society. This being said, most religions are based on the theory that there is a single more powerful entity, that has control over aspects of which humans do not. For the longest time in history, sociologistsRead MoreEssay On Religious Prejudice Through Education898 Words   |  4 Pagessystem? Why has the spread of misinformation that perpetuates Islamophobia become so common in our society? Muslims in the United States are feared due to the terrorist acts of extremists and the general lack of unbiased knowledge of the Islamic religion. The gross mistreatment of Muslim-Americans stems from the over generalization that all Muslims are terrorists. After the attacks on the World Trade Center on September 11th, 2001, a heightened prejudice arose from the crumbled ruins of theRead MoreCultures And Values Of Culture, Culture And Culture1304 Words   |  6 PagesCulture is a body of characteristics such as beliefs, social norms and ethnic background shared in a region by a population of people. Development and discipline can be influenced by culture. Culture contains values, norms, prejudice, social influence and human activity. Values and beliefs hold high importance. An example would be religion, in† many cultures religion is of high value†(Kerfoot). Norms set an expectation to what is socially acceptable. Prejudice is formed in culture. This biasRead MoreSocial Integration and Communal Harmony in India4217 Words   |  17 PagesSocial Integration and Communal Harmony in India In India from time immemorial, people belonging to various religious faiths lived in harmony and peace. There are fundamental values and traditions in our culture that promote integration among different communities. This was helpful for the growth of a great civilization in the Indian sub-continent. It will be our endeavour as the citizens of this country to preserve the rich tradition of Social Harmony among diverse religious and ethnic groups and